/* victorvillelifeinsurance.vip — a bridge of bobbers on Mojave Narrows lake.
   Lake-glass ground, tackle-box ink, walnut dock frame; bobber red is the only red and only marks the top of the scale. */
@font-face{font-family:"Bitter";src:url(/assets/font-6dauhjly-bitter-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Bitter";src:url(/assets/font-6dauhjly-bitter-800.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}
@font-face{font-family:"Mulish";src:url(/assets/font-6dauhjly-mulish-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Mulish";src:url(/assets/font-6dauhjly-mulish-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
:root{--glass:#E5EEE9;--glass-deep:#D3E1DA;--face:#F6FAF7;--ink:#14261F;--ink-2:#34493F;--steel:#52645C;--rule:#9BB1A7;
--lake:#1B5663;--lake-deep:#0F2E36;--console:#16414B;--azure-text:#E6F0EC;--gold:#D9A62E;--gold-text:#F2CF72;--red:#C0341F;--red-ink:#9B2A1A;
--walnut:#2B211A;--walnut-text:#EDE5D8;
--head:"Bitter",Georgia,"Times New Roman",serif;--body:"Mulish",system-ui,-apple-system,"Segoe UI",sans-serif;--measure:40rem;
--ticks:repeating-linear-gradient(90deg,var(--ink) 0 2px,transparent 2px 12px) 0 0/75% 100% no-repeat,repeating-linear-gradient(90deg,var(--red) 0 2px,transparent 2px 12px) 100% 0/25% 100% no-repeat}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--glass);color:var(--ink);font-family:var(--body);font-size:1.0625rem;line-height:1.68}
::selection{background:var(--lake);color:#fff}
img{display:block;max-width:100%;height:auto}
a{color:var(--lake);text-underline-offset:.2em;text-decoration-thickness:1.5px}
a:hover{text-decoration-thickness:3px}
p a:hover,li a:hover{color:var(--lake-deep)}
:focus-visible{outline:3px solid var(--lake);outline-offset:3px;border-radius:3px}
h1,h2,h3{font-family:var(--head);font-weight:800;line-height:1.14;margin:0 0 .55em;letter-spacing:0;color:var(--ink);text-wrap:balance}
h1{font-size:clamp(2.2rem,5.4vw,4.2rem)}
h2{font-size:clamp(1.7rem,3.4vw,2.7rem)}
h3{font-size:1.3rem;font-weight:600}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:700}
.sb3d5-wrap{width:min(100%,72rem);margin-inline:auto}
.sb3d5-section,.sb3d5-wx,.sb3d5-hero,.sb3d5-foot{padding-left:2rem;padding-right:2rem}
.sb3d5-head .sb3d5-wrap{padding-left:2rem;padding-right:2rem}
@media (max-width:600px){.sb3d5-section,.sb3d5-wx,.sb3d5-hero,.sb3d5-foot,.sb3d5-head .sb3d5-wrap{padding-left:1rem;padding-right:1rem}}
.sb3d5-skip{position:absolute;left:-999px;top:0;background:var(--ink);color:var(--face);padding:.75rem 1rem;z-index:99}
.sb3d5-skip:focus{left:1rem;top:1rem}

/* desk frame: walnut rail above a pale meter-face header */
.sb3d5-head{position:sticky;top:0;z-index:30;background:var(--face);border-top:7px solid var(--walnut);border-bottom:2px solid var(--steel)}
.sb3d5-nav{display:flex;align-items:center;justify-content:space-between;gap:.5rem 1.5rem;min-height:68px}
.sb3d5-brand{display:inline-flex;align-items:center;gap:.7rem;min-height:44px;font-family:var(--head);font-weight:800;font-size:1.3rem;line-height:1.15;color:var(--ink);text-decoration:none}
.sb3d5-brand img{display:none}
.sb3d5-brand::before{content:"";flex:none;width:22px;height:22px;border-radius:50%;border:2.5px solid var(--ink);background:linear-gradient(var(--red) 50%,var(--face) 50%)}
.sb3d5-brand:hover{color:var(--lake)}
.sb3d5-links{display:flex;align-items:center;gap:0 1.5rem}
.sb3d5-links a{display:inline-flex;align-items:center;min-height:44px;color:var(--ink);text-decoration:none;font-weight:700;font-size:1.0625rem;border-bottom:3px solid transparent}
.sb3d5-links a:not(.sb3d5-cta):hover{color:var(--lake);border-bottom-color:var(--red)}
.sb3d5-links a.sb3d5-cta{background:var(--gold);color:var(--ink);padding:0 1.2rem;border-radius:8px;border:2px solid var(--ink);margin-left:.3rem}
.sb3d5-links a.sb3d5-cta:hover{background:var(--ink);color:var(--gold-text);border-color:var(--ink)}
.sb3d5-menu{display:none;align-items:center;justify-content:center;min-width:48px;min-height:48px;background:var(--face);border:2px solid var(--ink);border-radius:8px;color:var(--ink);cursor:pointer}
@media (max-width:760px){
.sb3d5-menu{display:inline-flex}
.sb3d5-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--face);border-bottom:2px solid var(--steel);flex-direction:column;align-items:stretch;padding:.8rem 1rem 1rem;gap:.2rem}
.sb3d5-links[data-open]{display:flex}
.sb3d5-links a{min-height:48px;font-size:1.125rem}
.sb3d5-links a.sb3d5-cta{justify-content:center;margin:.4rem 0 0}
}

/* weather: a strip of small arched meter faces */
.sb3d5-wx{background:var(--glass-deep);color:var(--ink);border-bottom:1px solid var(--rule)}
.sb3d5-wx{padding-top:.5rem;padding-bottom:.5rem}
.sb3d5-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.8rem 1.6rem;padding:.4rem 0}
.sb3d5-wx-photo{display:inline-flex;align-items:center;gap:.7rem;min-height:48px;background:none;border:0;padding:0;color:var(--ink);font:inherit;cursor:pointer}
.sb3d5-wx-photo img{width:48px;height:48px;border-radius:50% 50% 6px 6px;object-fit:cover;border:2.5px solid var(--ink)}
.sb3d5-wx-photo span{min-height:44px;display:inline-flex;align-items:center;font-size:.92rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;border:2px solid var(--ink);border-radius:6px;padding:0 .8rem;background:var(--face);color:var(--ink)}
.sb3d5-wx-photo:hover span,.sb3d5-wx-photo[aria-expanded=true] span{background:var(--ink);color:var(--face);border-color:var(--ink)}
.sb3d5-wx-now{display:flex;align-items:center;gap:.7rem}
.sb3d5-wx-now strong{font-family:var(--head);font-weight:800;font-size:2.1rem;line-height:1;color:var(--ink)}
.sb3d5-wx-now span{font-size:1.0625rem;color:var(--ink)}
.sb3d5-wx-now small{display:block;font-size:.95rem;color:var(--ink-2)}
.sb3d5-wx-icon{display:inline-flex;color:var(--lake)}
.sb3d5-wx-icon svg{width:34px;height:34px}
.sb3d5-wx-days{display:flex;flex-wrap:wrap;gap:.6rem;list-style:none;margin:0;padding:0}
.sb3d5-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto auto;column-gap:.6rem;align-items:center;background:var(--face);color:var(--ink);border:2px solid var(--ink);border-radius:26px 26px 6px 6px;padding:.45rem .85rem .5rem;font-size:.95rem;min-width:124px}
.sb3d5-wx-day{font-weight:700;grid-column:1}
.sb3d5-wx-glyph{grid-row:1/3;grid-column:2;color:var(--lake)}
.sb3d5-wx-glyph svg{width:24px;height:24px}
.sb3d5-wx-hl{grid-column:1}
.sb3d5-wx-hl strong{font-size:1rem;color:var(--ink)}
.sb3d5-wx-hl em{font-style:normal;margin-left:.35rem;color:var(--ink-2)}
.sb3d5-wx-cond{grid-column:1/3;font-size:.9rem;color:var(--ink-2);max-width:160px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sb3d5-wx-source{margin-left:auto;font-size:.92rem;color:var(--ink-2)}
.sb3d5-wx-panel{padding:0 0 1rem}
.sb3d5-wx-panel img{border-radius:8px;max-width:600px;width:100%;background:var(--lake-deep);border:2px solid var(--ink)}
.sb3d5-wx-panel p{font-size:.95rem;color:var(--ink-2);margin:.5rem 0 0}
@media (max-width:700px){.sb3d5-wx-source{margin-left:0;width:100%}.sb3d5-wx-now strong{font-size:1.8rem}.sb3d5-wx-days li{min-width:calc(50% - .3rem)}.sb3d5-wx-days{width:100%}}

/* hero */
.sb3d5-hero{padding-block:clamp(2.2rem,5vw,4rem) 0;background:var(--glass)}
.sb3d5-hero-grid{display:block}
.sb3d5-hero-top{max-width:56rem}
.sb3d5-eyebrow{display:flex;align-items:center;gap:.7rem;margin:0 0 1rem;font-family:var(--body);font-size:1rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-2)}
.sb3d5-eyebrow::before{content:"";flex:none;width:.95rem;height:.95rem;border-radius:50%;border:2px solid var(--ink);background:linear-gradient(var(--red) 50%,var(--face) 50%)}
.sb3d5-hero h1{max-width:20ch;margin:0}
.sb3d5-hero h1::after{content:"";display:block;height:16px;width:min(100%,16rem);margin-top:1.2rem;background:var(--ticks)}
.sb3d5-lower{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:1.4rem clamp(1.5rem,4vw,4rem);align-items:end;margin-top:1.8rem}
@media (max-width:860px){.sb3d5-lower{grid-template-columns:1fr}}
.sb3d5-lead{font-size:1.25rem;line-height:1.6;color:var(--ink);max-width:36rem}
.sb3d5-trust{display:grid;gap:.1rem;margin:1.2rem 0 0;padding:0;list-style:none;font-size:1.0625rem;font-weight:700}
.sb3d5-trust li{display:flex;align-items:center;gap:.8rem;min-height:36px;color:var(--ink)}
.sb3d5-trust li::before{content:"";flex:none;width:.85rem;height:.85rem;border-radius:50%;border:2px solid var(--ink);background:linear-gradient(var(--red) 50%,var(--face) 50%);font-weight:400}
.sb3d5-acts{display:flex;flex-wrap:wrap;gap:.8rem 1rem;margin:0;max-width:none}
@media (min-width:861px){.sb3d5-acts{justify-content:flex-end}}
.sb3d5-btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;min-height:54px;padding:0 1.7rem;border:2px solid var(--ink);border-radius:8px;background:var(--lake);color:#fff;font:inherit;font-weight:700;font-size:1.0625rem;line-height:1.2;text-decoration:none;cursor:pointer;transition:background .25s,color .25s,transform .25s}
.sb3d5-btn span{display:inline-block;transition:transform .3s}
.sb3d5-btn:hover span{transform:translateX(4px)}
.sb3d5-btn--primary{background:var(--lake);color:#fff;border-color:var(--lake-deep);box-shadow:0 4px 0 var(--lake-deep)}
.sb3d5-btn--primary:hover{background:var(--lake-deep);color:#fff;transform:translateY(2px);box-shadow:0 2px 0 var(--lake-deep)}
.sb3d5-btn--ghost{background:var(--face);color:var(--ink);border-color:var(--ink)}
.sb3d5-btn--ghost:hover{background:var(--ink);color:var(--face)}
.sb3d5-btn[disabled]{opacity:1;background:var(--steel);border-color:var(--steel);box-shadow:none;cursor:progress}

/* mosaic: three arch-windowed channels, labelled below */
.sb3d5-mosaic{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(.8rem,2.4vw,2rem);margin-top:clamp(2rem,4vw,3rem);order:0}
.sb3d5-mosaic a{display:flex;flex-direction:column;position:relative;text-decoration:none;color:var(--ink);background:none;aspect-ratio:auto;overflow:visible;border-radius:0}
.sb3d5-mosaic a:first-child{grid-column:auto;aspect-ratio:auto}
.sb3d5-mosaic img{width:100%;height:auto;aspect-ratio:5/4;object-fit:cover;border:6px solid var(--ink);border-bottom-width:6px;border-radius:999px 999px 8px 8px;background:var(--lake-deep);transition:filter .3s}
.sb3d5-mosaic a:hover img{filter:saturate(1.15) contrast(1.05)}
.sb3d5-mosaic span{position:static;display:block;margin-top:.7rem;padding:.55rem .9rem;background:var(--ink);color:var(--face);font-weight:700;font-size:1rem;letter-spacing:.02em;text-align:center;border-radius:6px}
.sb3d5-mosaic a:hover span{background:var(--lake)}
@media (max-width:700px){.sb3d5-mosaic{grid-template-columns:1fr;gap:1rem}.sb3d5-mosaic img{aspect-ratio:16/8;border-radius:10px}}

/* bobber band between hero and steps */
.sb3d5-band{display:block;width:100%;height:clamp(84px,11vw,130px);margin-top:clamp(1.4rem,3vw,2.4rem)}

/* sections */
.sb3d5-section{padding-top:4.5rem;padding-bottom:4.5rem}
@media (max-width:700px){.sb3d5-section{padding-top:2.8rem;padding-bottom:2.8rem}}
.sb3d5-section--soft{background:var(--console);color:var(--azure-text)}
.sb3d5-section--soft h1,.sb3d5-section--soft h2,.sb3d5-section--soft h3{color:#fff}
.sb3d5-section--soft .sb3d5-eyebrow{color:var(--gold-text)}
.sb3d5-section--soft .sb3d5-eyebrow::before{border-color:var(--face)}
.sb3d5-section--soft .sb3d5-lead{color:var(--azure-text)}
.sb3d5-section--soft a:not(.sb3d5-btn){color:var(--gold-text)}
.sb3d5-section--soft a:not(.sb3d5-btn):hover{color:#fff}
.sb3d5-section--soft .sb3d5-note{color:var(--azure-text)}
.sb3d5-section--deep{background:var(--lake-deep);color:var(--azure-text)}
.sb3d5-section--deep h2,.sb3d5-section--deep h3{color:#fff}
.sb3d5-section--deep a{color:var(--gold-text)}
.sb3d5-section--deep a:hover{color:#fff}
.sb3d5-how-head,.sb3d5-rates-head,.sb3d5-learn-head{max-width:46rem}
.sb3d5-how-head .sb3d5-eyebrow,.sb3d5-rates-head .sb3d5-eyebrow,.sb3d5-learn-head .sb3d5-eyebrow{margin-bottom:.8rem}

/* steps: three identical meter faces, the needle leaning further each time */
.sb3d5-cols{display:grid;gap:1.4rem;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.sb3d5-card{background:var(--face);border:2.5px solid var(--ink);border-radius:10px;padding:1.4rem 1.5rem 1.6rem}
.sb3d5-steps{margin-top:2.2rem;gap:clamp(1rem,2.4vw,2rem)}
.sb3d5-steps .sb3d5-card{position:relative;padding-top:8.2rem;border-radius:130px 130px 10px 10px;border-width:3px;box-shadow:0 5px 0 var(--steel)}
.sb3d5-steps .sb3d5-card::before{content:"";position:absolute;left:50%;top:1.6rem;width:11rem;height:5.5rem;transform:translateX(-50%);border:4px solid transparent;border-top-color:var(--ink);border-left-color:var(--ink);border-right-color:var(--red);border-bottom:0;border-radius:11rem 11rem 0 0}
.sb3d5-steps .sb3d5-card::after{content:"";position:absolute;left:50%;top:1.7rem;width:4px;height:5.2rem;margin-left:-2px;background:var(--ink);border-radius:2px;transform-origin:50% 100%;transform:rotate(-52deg)}
.sb3d5-steps .sb3d5-card:nth-child(2)::after{transform:rotate(-8deg)}
.sb3d5-steps .sb3d5-card:nth-child(3)::after{transform:rotate(44deg)}
.sb3d5-num{position:absolute;left:50%;top:6.4rem;transform:translateX(-50%);display:grid;place-items:center;width:2.6rem;height:2.6rem;border-radius:50%;background:var(--ink);color:var(--face);font-family:var(--head);font-weight:800;font-size:1.2rem;border:3px solid var(--face);outline:2px solid var(--ink)}
.sb3d5-steps .sb3d5-card h3{font-family:var(--head);font-weight:800;text-align:center;margin-top:1.1rem}
.sb3d5-steps .sb3d5-card p{text-align:left}
.sb3d5-steps .sb3d5-card p:last-child{margin-bottom:0}

/* quote console */
.sb3d5-quote{position:relative;background:var(--face);color:var(--ink);border:3px solid var(--ink);border-radius:18px 18px 10px 10px;padding:1.5rem clamp(1.1rem,3vw,2.2rem) 1.8rem;box-shadow:0 6px 0 rgba(0,0,0,.35)}
.sb3d5-quote::before{content:"";display:block;height:16px;margin-bottom:1.2rem;background:var(--ticks)}
.sb3d5-quote h2{font-size:clamp(1.5rem,2.6vw,2rem);color:var(--ink)}
.sb3d5-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.4rem}
@media (max-width:620px){.sb3d5-fields{grid-template-columns:1fr}}
.sb3d5-field{display:flex;flex-direction:column;gap:.4rem;min-width:0}
.sb3d5-field>span{font-size:1rem;font-weight:700;color:var(--ink)}
.sb3d5-field input,.sb3d5-field select,.sb3d5-field textarea{font:inherit;font-size:1.0625rem;min-height:50px;padding:.6rem .8rem;border:2px solid var(--steel);border-radius:8px;background:#fff;color:var(--ink);width:100%}
.sb3d5-field textarea{min-height:9rem}
.sb3d5-field input:focus,.sb3d5-field select:focus,.sb3d5-field textarea:focus{outline:3px solid var(--gold);outline-offset:1px;border-color:var(--ink)}
.sb3d5-field--wide{grid-column:1/-1}
.sb3d5-seg{display:flex;flex-wrap:wrap;gap:.55rem}
.sb3d5-seg label{position:relative;display:inline-flex;align-items:center;justify-content:center;min-height:48px;min-width:48px;padding:0 1.1rem;border:2px solid var(--steel);border-radius:8px;background:#fff;color:var(--ink);cursor:pointer;font-size:1.0625rem;font-weight:700}
.sb3d5-seg label:hover{border-color:var(--ink);background:var(--glass)}
.sb3d5-seg input{position:absolute;opacity:0;width:1px;height:1px;margin:0;min-height:0}
.sb3d5-seg input:checked+span{background:none;color:inherit}
.sb3d5-seg label:has(input:checked){background:var(--lake);color:#fff;border-color:var(--lake-deep);box-shadow:inset 0 -4px 0 rgba(0,0,0,.28)}
.sb3d5-seg label:has(input:focus-visible){outline:3px solid var(--gold);outline-offset:2px}
.sb3d5-note{font-size:1rem;color:var(--ink-2);margin:1rem 0 0}
.sb3d5-quote .sb3d5-note,.sb3d5-applicant .sb3d5-note{color:var(--ink-2)}
.sb3d5-quote .sb3d5-btn{margin-top:1.2rem}
.sb3d5-status{margin-top:.8rem;font-weight:700;min-height:1.4em;color:var(--ink)}
.sb3d5-status[data-tone=error]{color:var(--red-ink)}
.sb3d5-console .sb3d5-status{color:var(--ink)}

/* results: channel strips */
.sb3d5-results{margin-top:2rem;color:var(--azure-text)}
.sb3d5-results>p{color:var(--azure-text)}
.sb3d5-summary{display:flex;flex-wrap:wrap;gap:.4rem 1.4rem;align-items:baseline;margin-bottom:1.1rem;font-size:1.0625rem;color:var(--azure-text)}
.sb3d5-summary strong{font-family:var(--head);font-size:1.4rem;font-weight:800;color:#fff}
.sb3d5-result{position:relative;display:grid;grid-template-columns:1fr auto;gap:.7rem 1.4rem;align-items:center;background:var(--face);color:var(--ink);border:2.5px solid var(--ink);border-left:12px solid var(--steel);border-radius:8px;padding:1rem 1.2rem;margin-bottom:.8rem}
.sb3d5-result--best{border-left-color:var(--red)}
.sb3d5-result strong{font-family:var(--head);font-weight:800;font-size:1.15rem;color:var(--ink)}
.sb3d5-result small{display:block;color:var(--ink-2);font-size:.95rem}
.sb3d5-price{font-family:var(--head);font-size:2rem;font-weight:800;text-align:right;line-height:1;color:var(--ink);font-variant-numeric:tabular-nums}
.sb3d5-price small{display:block;font-family:var(--body);font-size:.88rem;font-weight:700;text-align:right;margin-top:.35rem;color:var(--ink-2)}
.sb3d5-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.5rem}
.sb3d5-tag{font-size:.88rem;font-weight:700;line-height:1.2;padding:.28rem .6rem;border-radius:5px;background:var(--glass);border:1.5px solid var(--steel);color:var(--ink)}
.sb3d5-tag--now{background:var(--gold);color:var(--ink);border-color:var(--ink)}
.sb3d5-group{font-size:1.3rem;margin:1.8rem 0 .5rem;color:#fff}
.sb3d5-applicant{margin:.3rem 0 1rem;border-color:var(--gold)}
.sb3d5-result .sb3d5-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.sb3d5-result{grid-template-columns:1fr auto auto}.sb3d5-result .sb3d5-btn{grid-column:auto}}
.sb3d5-disclosure{font-size:.95rem;color:var(--azure-text);border-top:1px solid var(--steel);padding-top:1rem;margin-top:1.4rem;max-width:56rem}
details.sb3d5-more{margin-top:.5rem;font-size:.95rem}
details.sb3d5-more summary{cursor:pointer;color:var(--lake);font-weight:700;min-height:44px}
.sb3d5-noexam{background:#D6E8E1;border:3px solid var(--gold);border-radius:12px;padding:1.2rem 1.2rem .5rem;margin:0 0 1.6rem;color:var(--ink)}
.sb3d5-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.7rem;margin-top:0;font-size:1.3rem;color:var(--ink)}
.sb3d5-noexam-badge{display:inline-block;background:var(--ink);color:var(--face);font-family:var(--body);font-size:.88rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:.35rem .75rem;border-radius:5px}
.sb3d5-noexam-note{margin-bottom:1rem;color:var(--ink)}
.sb3d5-result--noexam{border-left-color:var(--lake)}
.sb3d5-tag--noexam{background:var(--lake);color:#fff;border-color:var(--lake-deep)}
.sb3d5-tag--usually{background:#fff;color:var(--ink);border-color:var(--lake)}
.sb3d5-noexam-note+.sb3d5-noexam-note{margin-top:1.2rem;padding-top:1rem;border-top:2px dashed var(--steel)}
.sb3d5-noexam .sb3d5-result--best{border-left-color:var(--red)}

/* rate table: a log sheet */
.sb3d5-rates{background:var(--face);border-block:2px solid var(--steel)}
.sb3d5-rates-head p{max-width:46rem;color:var(--ink-2)}
.sb3d5-table-wrap{overflow-x:auto;margin-top:1.6rem;border:3px solid var(--ink);border-radius:10px;background:#fff;padding:.4rem}
.sb3d5-table{width:100%;border-collapse:collapse;font-size:1.0625rem;font-variant-numeric:tabular-nums}
.sb3d5-table th,.sb3d5-table td{padding:.8rem 1rem;border-bottom:1px solid var(--rule);text-align:left}
.sb3d5-table thead th{background:var(--ink);color:var(--face);font-size:.9rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;border-bottom:0;white-space:nowrap}
.sb3d5-table tbody tr:nth-child(even){background:var(--glass)}
.sb3d5-table tbody tr:last-child td{border-bottom:0}
.sb3d5-table td:first-child{font-weight:700}
.sb3d5-table td:nth-child(2){font-family:var(--head);font-weight:800;color:var(--lake-deep)}

/* why: lake-deep band with falling cottonwood leaves */
.sb3d5-why{position:relative;overflow:hidden}
.sb3d5-why .sb3d5-wrap{position:relative}
.sb3d5-leaves{position:absolute;left:-.5rem;bottom:-1.5rem;width:min(60vw,250px);height:auto;pointer-events:none}
.sb3d5-why-grid{position:relative;display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:1rem clamp(2rem,6vw,6rem);align-items:start}
@media (max-width:860px){.sb3d5-why-grid{grid-template-columns:1fr}.sb3d5-leaves{left:auto;right:0;bottom:auto;top:-2rem;width:130px}}
.sb3d5-why .sb3d5-eyebrow{color:var(--gold-text)!important}
.sb3d5-why .sb3d5-eyebrow::before{border-color:var(--face)}
.sb3d5-why h2{max-width:14ch}
.sb3d5-why-text{border-left:4px solid var(--gold);padding-left:2rem}
@media (max-width:700px){.sb3d5-why-text{padding-left:1rem}}
.sb3d5-why-text p{color:var(--azure-text);max-width:40rem}

/* learn: label plates */
.sb3d5-learn-cards{margin-top:2rem;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.sb3d5-learn .sb3d5-card{display:block;color:var(--ink);text-decoration:none;border-left:12px solid var(--gold);border-radius:8px;transition:transform .25s,box-shadow .25s;box-shadow:0 4px 0 var(--steel)}
.sb3d5-learn .sb3d5-card:hover{transform:translateY(2px);box-shadow:0 2px 0 var(--steel);border-left-color:var(--red)}
.sb3d5-learn .sb3d5-card h3{font-family:var(--head);font-weight:800;color:var(--ink)}
.sb3d5-learn .sb3d5-card p{color:var(--ink-2);margin:0}

/* pages: articles, faq, calculator */
.sb3d5-article{max-width:var(--measure);margin-inline:auto}
.sb3d5-article h1{font-size:clamp(2rem,4.4vw,3.2rem)}
.sb3d5-article h2{margin-top:2rem}
.sb3d5-article .sb3d5-lead{font-size:1.2rem}
.sb3d5-article figure{margin:0 0 1.8rem}
.sb3d5-article img{border:4px solid var(--ink);border-radius:10px}
.sb3d5-article figcaption{font-size:.95rem;color:var(--ink-2);margin-top:.6rem}
.sb3d5-sources{font-size:1rem;border-top:3px double var(--steel);padding-top:1rem;margin-top:2.4rem;color:var(--ink-2)}
.sb3d5-sources ol{padding-left:1.3rem}
.sb3d5-faq{margin:1.6rem 0 0}
.sb3d5-faq details{border-bottom:2px solid var(--rule);padding:0}
.sb3d5-faq summary{display:flex;align-items:center;justify-content:space-between;gap:1rem;cursor:pointer;min-height:56px;padding:.7rem 0;font-weight:800;font-family:var(--head);font-size:1.15rem;list-style:none}
.sb3d5-faq summary::-webkit-details-marker{display:none}
.sb3d5-faq summary::after{content:"";flex:none;width:22px;height:22px;background:linear-gradient(var(--ink),var(--ink)) center/100% 3px no-repeat,linear-gradient(var(--ink),var(--ink)) center/3px 100% no-repeat}
.sb3d5-faq details[open] summary::after{background:linear-gradient(var(--red),var(--red)) center/100% 3px no-repeat}
.sb3d5-faq details p{padding-bottom:1rem;margin:0}
.sb3d5-calc{margin:1.6rem 0}
.sb3d5-calc h2{margin-top:0}
.sb3d5-calc output{display:block;margin-top:1rem;font-family:var(--head);font-weight:800;font-size:2.2rem;color:var(--lake-deep)}
.sb3d5-apply-shell{background:#fff;border:3px solid var(--ink);border-radius:12px;padding:1rem;min-height:600px;color:var(--ink)}
.sb3d5-apply-shell iframe{width:100%;border:0}
.sb3d5-apply-shell a{color:var(--lake)}

/* footer: walnut rail */
.sb3d5-foot{background:var(--walnut);color:var(--walnut-text);border-top:7px solid var(--gold);padding-block:2.8rem 2.4rem;font-size:1rem}
.sb3d5-foot-grid{display:grid;gap:1.6rem;grid-template-columns:2fr 1fr 1fr}
@media (max-width:700px){.sb3d5-foot-grid{grid-template-columns:1fr}}
.sb3d5-foot .sb3d5-brand{color:#fff}
.sb3d5-foot .sb3d5-brand::before{border-color:var(--walnut-text)}
.sb3d5-foot a{color:var(--gold-text)}
.sb3d5-foot a:hover{color:#fff}
.sb3d5-foot nav a{display:flex;align-items:center;min-height:44px}
.sb3d5-foot nav strong{display:block;margin-bottom:.3rem;font-family:var(--head);color:#fff}
.sb3d5-foot p{color:var(--walnut-text)}

/* content stays visible */
[data-reveal]{opacity:1;transform:none;transition:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.sb3d5-btn,.sb3d5-btn span,.sb3d5-learn .sb3d5-card{transition:none}}

/* narrow screens: the row stacks into bars */
@media (max-width:600px){
.sb3d5-steps .sb3d5-card{border-radius:90px 90px 10px 10px}
.sb3d5-result{border-left-width:10px;padding:.9rem 1rem}
.sb3d5-price{text-align:left}.sb3d5-price small{text-align:left}
.sb3d5-brand{font-size:1.1rem}
.sb3d5-acts .sb3d5-btn{flex:1 1 100%}
}
.sb3d5-section--soft .sb3d5-noexam h3,.sb3d5-section--soft .sb3d5-noexam .sb3d5-group{color:var(--ink)}
.sb3d5-section--soft .sb3d5-noexam .sb3d5-note,.sb3d5-section--soft .sb3d5-noexam p{color:var(--ink)}
.sb3d5-section--soft .sb3d5-noexam .sb3d5-noexam-badge{color:var(--face)}
.sb3d5-section--soft .sb3d5-result strong{color:var(--ink)}
.sb3d5-section--soft .sb3d5-result small{color:var(--ink-2)}
@media (max-width:639px){.sb3d5-result{grid-template-columns:1fr}.sb3d5-result .sb3d5-btn{justify-self:stretch}}

/* phones: the rate log fits the page without sideways scrolling; nothing may push the page wider */
html,body{overflow-x:clip;max-width:100%}
.sb3d5-table-wrap{max-width:100%}
@media (max-width:600px){
.sb3d5-table-wrap{padding:.2rem}
.sb3d5-table{font-size:.95rem}
.sb3d5-table th,.sb3d5-table td{padding:.6rem .4rem}
.sb3d5-table thead th{white-space:normal;font-size:.78rem;letter-spacing:.02em;vertical-align:bottom;line-height:1.25}
}